Community Finance

Harambee

Collective fundraising for what matters most. Rally your community, set a goal, and watch transparent contributions flow — across any border.

The Concept

What Is Harambee?

Harambee is a Swahili word meaning "all pull together." It's the practice of communities coming together to raise funds for a shared cause — a tradition that stretches across East Africa and the global diaspora. coynitt brings Harambee to the blockchain, making collective giving transparent, borderless, and instant.

1

Set a Goal

Create a Harambee with a clear fundraising target, description, and deadline. Share it with your community anywhere in the world.

2

Rally Contributors

Anyone with a coynitt wallet can contribute — from Canada, across Africa, or anywhere else. No bank wires, no delays, no middlemen.

3

Funds Delivered

When the goal is reached (or the deadline arrives), funds are released to the organizer. Every contribution is recorded on-chain for full accountability.

Step by Step

How Harambee Works

1

Create Your Harambee

Name your cause, set a fundraising goal, add a description, and choose a deadline. A dedicated blockchain vault is deployed to hold contributions securely until the goal is met.

2

Share & Invite

Share your Harambee link with family, friends, and community — across cities, countries, and continents. Contributors see the goal, progress, and every contribution in real-time.

3

Community Contributes

Contributors send digital dollars directly to the Harambee blockchain vault. Any amount, any time, from anywhere. Each contribution is instantly visible on-chain — full transparency for everyone involved.

4

Funds Released

When the goal is reached or the deadline arrives, the blockchain releases funds to the organizer's wallet. If the goal isn't met, contributors can reclaim their funds — no risk, no loss.

Why Harambee

Fundraising Without Borders

Traditional crowdfunding platforms take large cuts and don't serve cross-border communities well. Harambee is built for the diaspora.

Borderless Contributions

Your community doesn't live in one place — why should your fundraiser? Harambee accepts contributions from any country where coynitt operates, settled in digital dollars.

Radical Transparency

Every contribution is recorded on the blockchain. Contributors can see exactly how much has been raised, by whom, and when. No hidden fees, no mystery deductions.

Low Fees

Traditional platforms charge 5–8% in platform fees plus payment processing. Harambee's on-chain architecture keeps fees minimal — more of every dollar goes to the cause.

Refund Protection

If a Harambee doesn't reach its goal by the deadline, the blockchain allows contributors to reclaim their funds. Your money is protected by code, not promises.

Instant Settlement

No waiting days for funds to "clear." When the goal is hit, funds are released to the organizer's wallet within minutes. Speed matters when it's an emergency.

KYC-Verified Trust

Both organizers and contributors are verified through coynitt's KYC process. This prevents fraud and builds genuine trust within the community.

Use Cases

When Your Community Needs to Pull Together

Medical Emergencies

A family member needs urgent medical care. Rally relatives across Canada, the US, UK, and back home to cover hospital bills — fast.

Education & Tuition

Pool contributions to send a promising student to university. The community invests in the next generation — transparently and collectively.

Weddings & Celebrations

Family and friends contribute to a wedding fund from wherever they are. Track contributions in real-time and celebrate together, even across oceans.

Small Business Ventures

A community backs an entrepreneur's vision — a new shop, equipment, or inventory. Micro-investment, made possible by collective will and blockchain trust.

Ready to Bring Your Community Together?

Harambee is launching with coynitt's beta. Join the waitlist to be among the first to create blockchain-powered fundraisers — transparent, borderless, and built for communities that span the globe.